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How Much Does a Car Accident Cost in Georgia

How Much Does a Car Accident Cost in Georgia (PDF)


Paramedic helping to placing a cervical collar on an injured woman from a car accident

When calculating the costs of a car accident, including physical and financial damage, what will it be? If you are injured in a Georgia car accident, you must be aware of your current and future expenses to protect yourself and your financial future.

Medical Costs

Depending on the severity of your injuries, the following expenses may be associated with a car accident:

  • Emergency room treatment, 
  • Hospitalization, 
  • Diagnostic tests, 
  • Rehabilitation, 
  • Prescriptions, and 
  • Ongoing medical care. 


There may be parts of your treatment covered by your health insurance, but you may also have to pay premiums, deductibles, and other out-of-pocket costs. You must seek medical attention as soon as possible and keep all your medical records and receipts, since some injuries may not become apparent until days or even weeks after the accident. This documentation is necessary to get compensation from the other driver or your insurance company.

Property Injury

The consequences of an accident can cost you dearly. However, if you have collision coverage on your policy, your insurance company may be able to help. Depending on the extent of the damage, they may cover the entire cost or a portion of what needs to be paid. The remainder is usually expected of you in terms of any outstanding loan balances. If the damage is greater than the value of the car, your insurance will pay its fair market value, with caveats for unpaid debts.

Lost Salaries

You may have to take sick leave, become temporarily disabled, or even apply for a job change if you are the sole provider or have a large family as a result of your injuries. If another driver’s negligence caused you to lose your job or become financially ruinous, you can recover your lost wages through a personal injury lawsuit.

Suffering and Pain

Non-financial damages can also be considered in a car accident. You may be entitled to more than just the physical costs you or your car incur. Sometimes moral damages can also be a significant part of your settlement, although these are difficult to quantify.

Some of the following are considered traumas non-economics:

  • Anxiety;
  • Depression;
  • Loss of a spouse;
  • Physical pain;
  • Disfigurement;
  • Lack of quality of life;

The cost of legal services

Attorney fees and court costs are part of the cost of an automobile accident. Personal injury attorneys typically operate on a contingency basis, so you won’t be required to pay them out of your pocket. This means that they will only be paid when compensation is recovered in their favor, whereby they will receive an agreed percentage of their settlement which includes the fee for services and any other costs incurred by them while their case is pending. It is important to keep this financial factor in mind when pursuing an injury claim.

A car accident’s future potential costs

Hiring an experienced solicitor is often important as they will know how to negotiate and claim future damages beyond the obvious costs associated with a car accident, some of which could be:

Medical expenses not included in the original estimate

Sometimes due to the severity of your injuries, you may need ongoing medical care, rehabilitation, or even long-term care, as these costs can add up quickly.

Changes to the structure of the house

You may need wheelchair ramps, widened doors or grab bars in the bathroom if your injuries are severe. These adjustments are expensive and may not be covered by insurance.

Change of work area

You may need to find a new career path if you cannot return to your previous job because of your injuries. You may need to go through retraining and job search expenses and incur additional income loss during the transition. You may need to take a lower-paying job, which could significantly affect your financial future. Depending on your skills and experience, finding a new job can be time-consuming, challenging, and time-consuming.

Earning Capacity Reduced

Your injuries may prevent you from earning the same amount of money you did before the accident, even if you can go back to work. The reduction in your earning capacity can affect your financial stability and your ability to support yourself and your family. This could be due to physical limitations, loss of mobility, or chronic pain.

Continually traumatized emotionally

You may need professional help to overcome the challenges after being involved in a car accident, which can be an additional expense as you may experience anxiety, depression, or post-traumatic stress disorder (PTSD) as a result of the aftermath. physical and financial. These conditions can get worse over time, affecting your quality of life and your ability to function.

In addition, here is a guide to How To Protect Yourself After A Car Accident.

Talk to an ATLINJ Georgia Car Accident Lawyer

If you have questions about how much your car accident will cost you, contact to us. We have years of experience assisting injured victims like you, and we can walk you through what to expect throughout the legal process.

Costs associated with a car accident can be substantial and far-reaching. It’s essential to understand what you’re facing so you can financially protect yourself now and in the future. The good thing is you don’t have to go through this alone. Our attorneys can help you fight for the compensation you deserve following a devastating car accident injury.

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